In today’s world, it’s more important than ever for people to protect themselves. And they are getting more security conscious day by day. For this reason, some people don’t want to share their SSN.
Cash App wallet is an excellent way to send and receive money with friends and family at any time of day or night. You can also use it for your everyday needs – from shopping online to paying off your dinner tab or even purchasing bitcoin. But have you ever wondered how to send money on Cash App without SSN? Let’s focus on it.
Article Overview
Does Cash App Ask for my SSN While Signing Up?
Some people might be wondering if Cash App asks for an SSN. The answer is yes, but there is a good reason for it. Cash App can keep its platform safe from fraud and scams by verifying each user’s ID.
This is a common practice among banks, just like other financial institutions. Therefore, they need your Social Security Number (SSN) for your identity verification only.
Is It Possible to use Cash App without an SSN?
Yes, you can! But, if you use Square Cash App without SSN (Social Security Number), you’ll be an unverified Cash App user. In that case, You will not be able to use all the app’s features. Let me go over it in depth below.
You can only do a few things as an unverified user. These include creating an account, adding a bank account using a credit or debit card, and sending, receiving, storing, and requesting money from other Cash App users.
A non-verified user, who has not verified his or her identity may only send and receive a maximum of $250 in a week and $1000 in a month.
Furthermore, if you do not successfully verify your identity on Cash App, you cannot get and activate a Cash App card; enable instant tax refund, or get stimulus checks from the IRS. You will also miss out on some basic features like Cash App direct deposit.
How to send money on Cash App without SSN?
In order to send money on Cash App without an SSN, you will need to follow the following steps:
- Download the Cash App app on your mobile device From the Google play store or App store If you are using iPhone.
- Create your account by Signup With an email address.
- A Cash App verification code will be sent to your email; put it to verify your email.
- Connect your bank account using your debit or Credit card information.
- Put your First name and Last name.
- Choose a $CashTag as your Cash App user name.
- Select “I don’t have a SSN” tapping the Send Money tab.
- Enter the transfer amount and make sure it’s not above $250, and Select “Pay”
- Now put the phone number or select the person from the contact list you want to send money to.
- You will also have to put a “Note” – Generally the purpose of the transaction.
- Once you are done, tap on “Pay” in the top right corner.
- And you are done; the transaction is now complete!
Is it Safe: Why does Cash App need my social security number?
Cash App is a well-reputed digital payment app. You can keep your hard-earned money on Cash App without leaving room for uncertainty. It’s a certified Mobile payment service system.
Cash App users have to verify their accounts. And for verification purposes, Cash App wants its users to share their SSN. So verifying your account with this personal payment app means you get the fullest benefits of Cash App as a smart P2P payment app.
This protects your information and account, which is completely secured and safe. As a money transfer service provider, Cash App is regulated by Federal law under USA PATRIOT Act. Because of it, they are bound to verify their user’s identities.
Can I receive a Cash App Cash card without SSN?
You can get a Cash Card by confirming your account. To do this, you need to give your full name, four digits of your Social Security Number and, the date of birth. You also need to specify your mailing address with the correct Zip code.
If you failed to verify your account using the information you’ve supplied, they might also request to submit a copy of a Government-issued photo ID card, driving license, or a copy of your passport.
But without SSN you will not be eligible to receive a cash card.
How can I use Cash App without being 18?
As of now, children who are between the ages of 13 and 18 can acquire access to more Cash App features if they have permission from a parent or guardian. It is important that once the parent or guardian approves the request, they are then legally in charge of the account.
This means that if the minor’s account is ever compromised, it will be on their parent or guardian. The parent or guardian can also revoke access to the account at any time.
Cash Boost, Cash Card, and Direct deposit are the features that people between 13 to 17 can use. Of course, they are also allowed to do P2P transactions.
If your age is between 13 to 17 then you can send an approval request to your legal parent. Once you’ve submitted a request, your guardian will need to verify it via their Cash App account.
Remember that your parents or guardians are the legal owners of your teen’s account. They must already have a verified Cash App account with a Cash Card. Once the authorization request is approved, you will receive your Cash Card in 2 weeks.
Can you connect gift cards to Cash App?
You currently can not use a gift card on Cash App to add funds to your account. Because Cash App wants to verify your bank account and for this purpose, they accept ATM cards linked to your account.
You can only connect any debit or credit cards from a card issuer like American Express, Visa, Discover, or MasterCard. And of course, it has to be linked with your Bank account whether it’s a savings or a checking bank account.
Bottom Line
Sending money to friends or family with the Cash App is easy, but things get complicated if you don’t have a Social Security number (SSN). Adding your bank account info requires a debit/credit card for bank verification only. But it will not be enough to enjoy the full feature.
It is possible to send money without SSN up to $250 a week or $1000 a month for an unverified user.
But if you want to enjoy all the app features with ease of mind, you should have to add your SSN for Cash App verification!
